![]() ![]() ![]() The mobile app is available via the App Store and GooglePlay. You will also need to pay management fees for the fund options that go to Plum's external partners. If you want to invest with Plum, you'll need to upgrade to Plum Plus, which costs £1/month. You can, however, make use of their round-ups to put change away every time you make a transaction, as well as automated savings towards a savings account. Plum offers a free version, but you can't invest in funds with that option. Or, you could choose to split your money between several funds, diversifying your portfolio. For example, you could invest in high-risk tech giant funds with high average annual returns or stay safe and pick the aptly named slow and steady option that offers smaller returns but lower risk. You decide how much you wish to invest, and then you select the funds you want to invest in. Many apps and online banking accounts offer investment accounts for people who want to do more with their extra money.īut if you're looking for a dedicated investment app that makes it easy to invest with as little as £1, FCA-regulated Plum might be the answer. Investing your money doesn't have to be complicated anymore. Its free version alone is excellent for ensuring you're not splurging, but its paid version could help you set tailored money management goals. Emma Pro costs £9.99 per month or £83.99 per year and comes with several features, including cashback functions, accurate net worth, tracking accounts in multiple currencies, splitting transactions, and creating saving goals, among others.Įmma is an advanced budgeting app allowing you to take control of your spending.It allows you to transfer money between your accounts in Emma, get upcoming bill reminders for upcoming payments, and see a true balance showing how much you'll have left in your account after recurring payments. Emma Plus costs £4.99 per month or £41.99 per year.The app will immediately log this and update to indicate you now have £150 to spend on shopping for the rest of the month and how many days you have to make that £150 last. So, for instance, if you've set a £200 monthly budget for your shopping category, and you spend £50 doing your weekly shopping. This is similar to the traditional envelope budgeting method. You can set budgets for your additional income and spending categories, and the app tells you how much you have left to spend in each category. The budgeting section of MoneyDashboard is also excellent. ![]() It lets you compare your spending with previous months so you can make adjustments to spend less and save more if necessary. If you like looking at analytics, you'll love MoneyDashboard's overview section. It also makes it easy to keep track of your subscriptions, which is a great way to ensure that you're not paying for forgotten services you no longer use. This means that you never have to worry about missing a payment again. The app allows you to manage your bills and subscriptions through one source, even if you pay for them from several bank accounts. While this ability to get an overview of your financial situation is MoneyDashboard's main selling point, it comes with several other features which make it a great all-rounder. With this functionality, you can get a bird's eye view of your financial accounts, so you know exactly how you're doing financially without checking numerous sources. The app invites you to connect all of your accounts, which is excellent if you have several bank accounts. If you want to see where your money is going, Money Dashboard is a great option. Here are six great budgeting apps for UK residents designed to help you meet all your financial goals. Cleo was available to UK users until last year but is now focusing on its US clients.ĭespite this, there are many great options to consider if you're looking for an app in the UK. This is not always easy to spot right away. Are you looking to save more, find ways to invest, or get help with your financial questions? Our helpful guide on creating a personal budget in later life can help you get started.ĭoing your own research is vital, but you need to be aware that many apps may be geared toward the US market. These apps will help you get your finances in order with minimum effort.īefore picking your next app, you need to consider what you want to achieve first. The best budgeting apps simplify your financial management tasks, making them easier to approach and adopt into your daily routine. ![]()
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